Tuesday, April 2, 2013
Warm weather means bring out the toys
With Spring here it is time to bring out the toys! Motorcycles, ATV's, Boats, Jet Skis, Golf Carts, you name it, it's time to bring them out to enjoy the warm weather. Do you have these items adequately insured? Some might incorrectly assume that our home or auto policy will extend some coverage to these items. They wont! You need a thorough review of your exposure if you own these items. Furthermore, these toys put you at greater risk so it makes sense to consider purchasing additional liability limits via an Umbrella policy. So as you bring out the toys, remember those toys bring additional responsibilities, especially if you have passengers with you. So take some time to review what you currently have and then contact one of the specialist at Ancient City Insurance who can help you make sure you have adequate coverage to protect you and your family.
Hurricane Season is just around the corner
With Spring upon us after a long winter, we are all enjoying the outdoors and our homes. We live in a wonderful part of the country with the ocean and our idyllic beaches. With that beauty comes some dangers as well. Our biggest being hurricane season. Even though Northeast Florida is not prone to hurricanes as much as our friends to the South, we are still at risk. With this risk comes responsibility. Now is a good time as ever to check your exposure to hurricanes. How prepared are you? Do you know your evacuation routes, do you know how to prepare your home for high winds, and most importantly when was the last time you reviewed your homeowners insurance? Do you understand your coverage, deductibles and exclusions? Also, have you considered Flood Insurance? With the high winds comes high waters, and your homeowners policy does not cover flood. Now is a good time to contact your agent at Ancient City Insurance to do a checkup of your coverage. Give us a call and if you currently do not have your coverage through Ancient City Insurance, give us a try, we have plenty of markets that can fit your cost and coverage needs.
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