With the holidays just around the corner a lot of you will be spending some hard earned money on a gift for a loved one. Most homeowners policies give some coverage for jewelry, gold, watches etc. however the amount varies with each company and the coverage is minimal. A lot of our carriers have the ability to schedule specific items. All that is needed is a recent appraisal. For large collections we have markets we can go to for that as well. So if you are planning on getting that special gift for that special someone.....don't forget to put some insurance on it.